Simple & Transparent

Loan Eligibility & Required Documents

Understand the eligibility criteria and documents required for different loan options available through Rupay Bazaar.

Get Ready

Keep your basic documents ready for a smoother loan application process.

ID Proof Address Proof Income Proof
QUICK OVERVIEW

What Do You Need?

Eligibility varies depending on the type of loan, applicant profile, income and other factors.

Basic Eligibility

Age, residency and applicant profile requirements.

Income

Income and repayment capacity may be considered.

Documents

Identity, address and financial documents as applicable.

Credit Profile

Credit history may be considered by the lender.

LOAN-WISE INFORMATION

Eligibility & Required Documents

Select the loan category that matches your financial requirement and check the commonly required documents.

LOAN 01

Personal Loan

Personal loans can be used for various personal financial requirements such as emergencies, travel, education, medical expenses or other needs.

Common Eligibility Criteria
  • Applicant should generally be an adult.
  • Stable source of income may be required.
  • Employment or business profile may be considered.
  • Credit history and repayment capacity may be evaluated.
Required Documents
  • Identity Proof
  • Address Proof
  • Passport-size Photograph
  • Income Proof
  • Employment / Business Proof
  • Bank Statements
LOAN 02

Home Loan

Home loans can help eligible applicants finance the purchase, construction or other eligible housing requirements.

Common Eligibility Criteria
  • Applicant should meet the lender's age criteria.
  • Stable income and repayment capacity.
  • Suitable employment or business profile.
  • Property documents should satisfy lender requirements.
Required Documents
  • Identity & Address Proof
  • Passport-size Photograph
  • Income / Salary Proof
  • Bank Statements
  • Property-related Documents
  • Additional documents as required by lender
LOAN 03

MSME Loan

A gold loan is secured against eligible gold jewellery or gold assets accepted by the lender.

Common Eligibility Criteria
  • Applicant should meet applicable age requirements.
  • Ownership / possession of eligible gold.
  • Gold quality and valuation will be assessed.
  • KYC verification is generally required.
Required Documents
  • Identity Proof
  • Address Proof
  • Passport-size Photograph
  • Eligible Gold Jewellery / Gold Asset
  • Additional KYC documents, if required
LOAN 04

Solar Loan

Solar Loans can support eligible students for higher education expenses, subject to lender policies.

Common Eligibility Criteria
  • Student should have admission to an eligible course/institution.
  • Academic and course details may be required.
  • Co-applicant requirements may apply.
  • Financial profile may be evaluated.
Required Documents
  • Student Identity & Address Proof
  • Admission Letter
  • Fee Structure
  • Academic Certificates / Mark Sheets
  • Co-applicant Documents
  • Income / Bank Documents as applicable
LOAN 05

Business Loan

Business loans may help eligible businesses meet working capital, expansion or other business needs.

Common Eligibility Criteria
  • Established business profile may be required.
  • Business income and financial performance may be evaluated.
  • Business registration details may be required.
  • Credit profile and repayment capacity may be considered.
Required Documents
  • Identity & Address Proof
  • Business Registration Proof
  • Income Tax / Financial Documents
  • Business Financial Statements
  • Bank Statements
  • Additional business documents as applicable
KEEP THESE READY

Common Documents

Depending on the loan type and lender, you may be asked to provide some or all of these documents.

Identity Proof Address Proof Photograph Income Proof Bank Statement
Identity Proof

Valid identity documents as accepted by the applicable lender.

Address Proof

Documents confirming the applicant's residential address.

Income Proof

Salary slips, income documents or business financial records as applicable.

Bank Statements

Bank statements may be required to evaluate financial activity.

SIMPLE PROCESS

How Loan Eligibility Works

Our process is designed to make your loan journey simple and easy to understand.

01
Choose Loan

Select the loan that matches your requirement.

02
Check Eligibility

Understand the applicable eligibility criteria.

03
Submit Documents

Provide the required documents for verification.

04
Get Assistance

Get guidance throughout the application process.

Important Information

Eligibility criteria and documentation requirements can vary by loan product and lender. The information shown on this page is for general guidance only. Final eligibility, documentation and loan approval are subject to the applicable lender's policies, verification and approval process.

GET STARTED

Not Sure Which Loan Is Right For You?

Tell us about your requirement and get guidance on suitable loan options and documentation.

FAQ

Frequently Asked Questions

Loan eligibility may depend on factors such as age, income, employment or business profile, credit history, repayment capacity and the specific lender's policies.

Commonly requested documents may include identity proof, address proof, photographs, income documents and bank statements. Additional documents may be required depending on the loan type.

Documentation depends on the type of loan. Secured loans such as gold loans may have different requirements from income-based loan products.

Processing time varies based on the loan product, lender, applicant profile and completeness of the submitted documents.

Yes. You can contact Rupay Bazaar to discuss your requirements and understand the documents and eligibility criteria applicable to your selected loan option.